May 6, 2021
Be prepared for hail
Tweet Hailstorms are among the most destructive weather events, with hailstones ranging in size from a pea to a grapefruit. When these frozen missiles plummet from the sky, damage
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January 16, 2019
Reminder: your smart home security system is hackable
Tweet Doors that can be locked remotely with a smartphone app. Facial recognition cameras that alert you when certain people arrive at your front door. Motion sensors that trigger video
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October 28, 2019
Cyber Insurance: Why Do Small Firms Do Without?
Tweet Small-business owners know cyber risk threatens them – but many still are dubious about cyber insurance. Why? Smaller businesses seem to be getting the message that cyber risk isn
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May 27, 2022
Cyber Premiums Nearly Doubled as Losses Fell
Tweet By Max Dorfman, Research Writer, Triple-I Direct written premiums for cyber policies grew sharply in 2021 from 2020, spurred by claims activity and cyber incidents. Accordin
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April 15, 2021
Distracted driving during the pandemic
Tweet Getty Images Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, and talking with passengers, are a major safety thre
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October 25, 2019
Bridging the Cyber Insurance Data Gap
Tweet Cyber risks are opportunistic and indiscriminate, exploiting random system flaws and lapses in human judgment. Underwriting cyberrisk is beyond difficult. It’s a newer peril
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April 10, 2019
Hope the (fire)wall is high enough
Tweet Getty Images Fans of Game of Thrones are getting ready to learn the fate of their favorite characters when the final season of the show starts airing on HBO on April 14th. At the sa
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June 14, 2021
Cyber Risk Gets Real, Demands New Approaches
Tweet With the cyber risk environment worsening significantly, a recent A.M. Best report says, “prospects for the U.S. cyber insurance market are grim.” The recent proliferati
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March 15, 2024
Auto Insurers Contend With Rising Costs
Tweet By Max Dorfman, Research Writer, Triple-I Auto premiums continue to increase as rising labor and material prices, alongside natural disasters, are forcing insurers to co
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May 23, 2019
Memorial Day weekend road safety tips
Tweet The Memorial Day weekend brings masses of holiday travelers out on the road, and that unfortunately means more accidents. One recent study found that Memorial Day is the deadlie
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March 10, 2020
COVID-19 Meets Cyberrisk
Tweet As COVID-19 spreads, we’ve been hearing more about the importance of hygiene and maintaining “social distance.” Last night I found out the cyberrisk conference I was sche
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February 22, 2022
Acting to Curb Rising Auto Fatalities
Tweet By Max Dorfman, Research Writer, Triple-I After years of steady declines, traffic fatalities in the United States are on the rise, contributing to increasing auto insurance
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November 6, 2019
Deer season creates road hazards
Tweet By Max Dorfman, Research Writer, Insurance Information Institute Deer season—which usually runs from October through December—can be a dangerous time for motorists. During this
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June 16, 2020
Senate Panel Meets On COVID-19 Fraud
Tweet The Senate Judiciary Committee last week held a hearing titled “COVID-19 Fraud: Law Enforcement’s Response to Those Exploiting the Pandemic.” The hearin
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August 16, 2022
Piracy Incidents Decline, But Horizon Isn’t Clear
Tweet Maritime piracy in the first half of 2022 is at its lowest level since 1994, the International Maritime Bureau (IMB) says, with 58 incidents, down from 68 for the same period l
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May 31, 2022
The Battle Against Deepfake Threats
Tweet By Max Dorfman, Research Writer, Triple-I Some good news on the deepfake front: Computer scientists at the University of California have been able to detect manipulated faci
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September 20, 2023
It’s Not an “Insurance Crisis” — It’s a Risk Crisis
Tweet Ten states – Louisiana, Florida, Idaho, Kentucky, Mississippi, Montana, North Dakota, South Carolina, Texas, and Virginia – as well as additional plaintiffs, are suing the
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September 14, 2021
Cyber Insurance’s “Perfect Storm”
Tweet Cyber is a relatively new, evolving risk. Insurers manage their exposures, in part, by setting coverage limits and excluding events they don’t want to insure. Increasing cybe
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August 8, 2024
Georgia Is Among the Least Affordable States for Auto Insurance
Tweet By Max Dorfman, Research Writer, Triple-I Georgia’s personal auto insurance affordability has significantly worsened over the past decade and a half, making it one of
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October 10, 2024
Personal Lines Underwriting Results Improve, Reducing Gap With Commercial Lines
Tweet The U.S. property and casualty insurance industry experienced better-than-expected economic and underwriting results in the first half of 2024, according to the latest forecasting
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September 24, 2024
Actuarial Studies Advance Discussionon Bias, Modeling, and A.I.
Tweet The Casualty Actuarial Society (CAS) has added to its growing body of research to help actuaries detect and address potential bias in property/casualty insurance pricing wi
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June 27, 2024
Insurance Underwritingand Economic Analysis: “Art and Science”
Tweet By Lewis Nibbelin, Guest Blogger for Triple-I Home and auto insurance premium rates have been a topic of considerable public discussion as rising replacement costs and o
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October 25, 2024
Inflation Continuesto Drive Up Consumers’ Insurance Costs
Tweet By William Nibbelin, Senior Research Actuary, Triple-I Insurance is priced to reflect the underlying risk of every policy. When more claims are filed and the average amo
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July 22, 2024
NCIGF Moves Aheadto Support Insurers
Tweet By Max Dorfman, Research Writer, Triple-I For the last 35 years, the National Conference of Insurance Guaranty Funds (NCIGF) – an organization dedicated to serving 55 property
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