I.I.I. and the Weather Channel get the word out about flood insurance
Published on March 19, 2019
How to Get Flood Insurance
Only 12 percent of Americans have flood insurance but many more will need it in a severe weather event. Learn more at iii.org about how they are helping homeowners and renters to obtain it.
Posted by The Weather Channel on Thursday, March 7, 2019
To make sure that homeowners are aware of the importance of flood insurance, the I.I.I. recently partnered with the Weather Channel.
A video posted to the Weather Channel’s Facebook page demonstrates just how destructive flooding can be; for example, in the video you can see the devastation from Hurricane Sandy wreaked on Breezy Point, a coastal community in Queens NY.
“What’s remarkable about flood insurance is that only 12 percent of people have it,” says Sean Kevelighan, I.I.I.’s CEO. One misconception that people have about flood insurance is that it’s included in a homeowners policy. But that’s not the case. A separate flood policy must be obtained. Flood insurance is mostly sold by FEMA’s National Flood Insurance Program, but some private insurers have begun offering it as well.
For those savvy enough to have purchased the coverage, it made a world of difference. “If we did not have flood insurance we would have been completely dependent on [government assistance]. It would never have been enough to fix out house”, says one resident of Breezy Point.
The video has garnered over a thousand views so far. We hope it leads to more people getting this invaluable protection. For more information about flood insurance click here.